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Category: Finance

Get the latest insights on personal finance, banking, investments, and stock market trends at EPfortal.com. Stay informed with expert tips on savings, loans, and financial planning

After the 2025 Shutdown, Here’s Exactly When Federal Employees Will Be Paid Back
Finance

After the 2025 Shutdown, Here’s Exactly When Federal Employees Will Be Paid Back

Federal employees affected by the 2025 government shutdown will begin receiving back pay within days of reopening, thanks to the Government Employee Fair Treatment Act....

Elias Vennor• 6 min read• Nov 13, 2025
Confirmed: Social Security Paper Checks Won’t End—Millions of Seniors Breathe a Sigh of Relief
Finance

Confirmed: Social Security Paper Checks Won’t End—Millions of Seniors Breathe a Sigh of Relief

After public pushback, the U.S. government reversed its plan to eliminate paper Social Security checks. Retirees who can’t access digital systems can continue receiving their...

Elias Vennor• 6 min read• Nov 13, 2025
Struggling With Bad Credit? These Mortgage Lenders Are Still Saying Yes in November 2025
Finance

Struggling With Bad Credit? These Mortgage Lenders Are Still Saying Yes in November 2025

Even with bad credit, homeownership is still possible in 2025. These top lenders—including Guild, Freedom, and PennyMac—offer flexible FHA and VA loan programs designed for...

Elias Vennor• 6 min read• Nov 03, 2025
Medicare Open Enrollment 2025: What Seniors Should Know Before Choosing a Plan
Finance

Medicare Open Enrollment 2025: What Seniors Should Know Before Choosing a Plan

Medicare open enrollment for 2025 runs from October 15 to December 7. Here’s what every senior should know about choosing between Original Medicare and Medicare...

Elias Vennor• 5 min read• Oct 28, 2025
Millions Could Lose Food Stamp Benefits on November 1 — Here’s What You Need to Know
Finance

Millions Could Lose Food Stamp Benefits on November 1 — Here’s What You Need to Know

Over 42 million Americans could lose their food stamp benefits starting November 1 if the U.S. government shutdown continues. Here’s what that means for families...

Elias Vennor• 6 min read• Oct 28, 2025
Americans Are Trapped in “Time Poverty” — And It’s Quietly Damaging Their Lives
Finance

Americans Are Trapped in “Time Poverty” — And It’s Quietly Damaging Their Lives

With most U.S. workers leaving vacation days unused, “time poverty” has become a hidden crisis affecting productivity, mental health, and happiness. Experts say it’s time...

Elias Vennor• 6 min read• Oct 27, 2025
9 States Still Tax Your Social Security Benefits — Here’s How Much You Could Lose
Finance

9 States Still Tax Your Social Security Benefits — Here’s How Much You Could Lose

Retirees in nine U.S. states still pay taxes on their Social Security benefits, losing up to 10% of their income. Here’s how federal and state...

Elias Vennor• 6 min read• Oct 27, 2025
3 Hidden Ways You Could Lose Your Social Security Benefits — and How to Protect Every Dollar
Finance

3 Hidden Ways You Could Lose Your Social Security Benefits — and How to Protect Every Dollar

Many retirees rely heavily on Social Security as their primary source of income — but few realize how easily benefits can be reduced or interrupted....

Elias Vennor• 6 min read• Oct 27, 2025
Which Social Security Services Are Still Available Online During the Government Shutdown – Check Details
Finance

Which Social Security Services Are Still Available Online During the Government Shutdown – Check Details

Even during a government shutdown, Social Security and SSI payments continue as scheduled. The SSA keeps its online services active, allowing users to manage benefits,...

Elias Vennor• 7 min read• Oct 24, 2025
Passive Income in 2026: Realistic Pathways with Moderate Risk and Low Time Drain
Finance

Passive Income in 2026: Realistic Pathways with Moderate Risk and Low Time Drain

Passive income isn't about making money without doing anything; it's about setting up systems that continue to earn money with minimal active involvement.

Elias Vennor• 4 min read• Oct 22, 2025
REITs in 2026: Data Centers, Residential, and Healthcare—Who’s Best Positioned in the USA?
Finance

REITs in 2026: Data Centers, Residential, and Healthcare—Who’s Best Positioned in the USA?

As 2026 approaches, U.S. REITs in data centers, residential housing, and healthcare are experiencing distinct growth trends. Data centers thrive on AI and cloud demand,...

Elias Vennor• 5 min read• Oct 22, 2025
Rent, Groceries, Gas—How to Cut $300/Month Without Switching Jobs in the USA
Finance

Rent, Groceries, Gas—How to Cut $300/Month Without Switching Jobs in the USA

For many Americans, the cost of living feels heavier than ever. Rent prices have soared, grocery bills continue to climb, and gas costs can swing...

Elias Vennor• 6 min read• Oct 22, 2025
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